Financial Literacy Scholarships

Citizens State Bank’s mission statement is “Citizens State Bank provides financial solutions, creating partnerships with our customers that make our communities better places to live, work, and raise a family.” As a reflection of its mission statement, Citizens State Bank (CSB) is passionate about education! CSB established the HOPE program, Helping Our Partners in Education, in the early 2000s to meet the financial needs of the educators of Marion, Sequatchie, and Grundy counties. Over the years, CSB has reinvested approximately 250,000 educationally focused dollars and launched a financial literacy program to help train young people to manage their financial futures responsibly.

Citizens State Bank and the Financial Literacy Program Board are excited to announce the 2012-2013 scholarship winners from Grundy County High School, Marion County High School, Richard Hardy Memorial School, South Pittsburg High School, and Whitwell High School. This scholarship gives $500 to one student from each of these schools.

This year’s essay topic was “What three financial skills would be most important in managing your first salary of $35,000?” The guidelines required that entrants carried a 2.5 minimum GPA and expected to enter college or technical school in the fall of 2013.  Essays must have addressed the topic, consisted of 500-750 words, and been typed, double spaced and submitted with a cover letter that stated their name, address, school, anticipated college or technical school and reason for application.

A combined total of 44 essays were submitted this year. 

The 2013 winners include Scarlett Bray of Grundy High School; Haley Davis of Marion County High School; Blake Tate of Richard Hardy Memorial School; Matthew Pickering of South Pittsburg High School; and Rhiannon Gilbert of Whitwell High School.

CSB hosted a catered awards reception at the Jasper branch on Tuesday, May 14 and the students read their essays aloud for the audience consisting of several principals, guidance counselors, board of education employees, bank employees, Financial Literacy board members, the winners and their parents. Additionally, the students were recognized by the bank at their respective schools’ awards banquets.

CSB encourages all qualifying graduating seniors to apply for the 2014 contest.  Stay tuned for next year’s topic! Go to or


Pictured (l to r): Margie Allison, Financial Literacy Board Member; Dunnie Wright, Financial Literacy Board Member; Angela Bray, Scarlett’s mother; Scarlett Bray, Essay Winner, GCHS; Shanda Brady, Guidance Counselor, GCHS; and Barry Allen, Mountain Community President, CSB.

Posted on Tuesday, June 4, 2013 at 2:36 pm